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Crazy-Leasing-Offers

13/01/2015

Can you really drive a car for less than £50 per month?
Every so often there is a deal that comes along that smashes all normal sense of possibility - it is very cheap when any car is offered on a lease (personal or business) for around the £100 per month mark, so when deals are advertised for under £50 per month, it can seem implausible.

Citroen C1 New Model

But do these deals really exist and if they do, how are they possible?

Seemingly impossible cheap leasing deals


If you buy a new car we all know that you will lose more than £50 per month in depreciation if you are planning on keeping it for less than three years (well, in nearly all instances anyway!).

So when you see a deal that is advertising a brand new car for under £50 per month + VAT, does this make you dubious? If it does, read on.

If you are dealing with a reputable leasing company like Car4Leasing.co.uk, you will know that any advertised offer is not misrepresented. All advertised lease offers are strictly regulated by the Financial Conduct Authority (FCA) and, as such, will be accurate.

Citroen C1 1.0 VTi Feel 3dr from £41.99 per month + vat


Currently, Car4Leasing have secured a deal on the Citroen C1 1.0 VTi Feel 3dr from £41.99 per month + vat, or from £50.39 per month inc vat on a personal contract.

The term is 18 Months, with 5000 miles per annum and an initial payment of £1,439.84 + vat (or £1727.80 personal). There are 17 payments thereafter and an admin fee of £50 + vat (or £50.39 personal) payable at the start of the contract.

This nippy little city car boasts CO2 emissions of just 95g/km and has a P11D Value of £9440.00 so if it is taken on as a company car, the benefit in kind tax implications are low (and let’s not forget the fuel Economy of 68.90 mpg and free metallic paint!)

But this is not a sales piece (although if you are in the market for a city car then this is not one to miss) – this is letting you know that deals like this can, from time to time, come about and explaining how this can be the case.

Can a lease deal be too good to be true?


If you are dealing with a non-regulated leasing company then yes, a contract hire or leasing deal could be too good to be true (always check the small print and see if the company is bona fide!).

But in many instances, the deals come about because the leasing broker has secured a stock car deal with a manufacturer or nominated main dealer and negotiated substantial discounts with funders which means that the deals really are possible.

More mileages are available and terms, along with a 5 door variant – if you want to find out more, ask us on Twitter or of course, call our friendly and experienced team on 0844 414 8144.

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